Ease Financial Stress during Tough Times

Financial strain can take a toll on your well-being. Here’s how to regain control and reduce anxiety:

1. Take Care of Yourself  

Eat well, sleep enough, stay active, and carve out time for things you enjoy. Self-care builds resilience.

2. Watch for Signs of Stress

Headaches, irritability, trouble sleeping or concentrating can signal stress. If it becomes too much, seek professional support.

3. Lean on Your Support System

Talk to family or friends. Share money-saving tips, split bulk purchases, or exchange services to cut costs.

4. Trim Spending

Review your budget. Cut extras like takeout, unused subscriptions, or pricey brands.

5. Contact Creditors

Don’t ignore bills. Reach out to creditors to explore payment plans, reduced rates, or deferrals. Know your budget before making commitments.

7. Talk to Your Manager

If money worries are affecting your focus, discuss it with your manager. Use breaks for stress relief—deep breathing or a quick walk helps.

8. Recall Past Strength

Think back to how you’ve handled tough times before. Use those same coping strategies now.

9. Use Available Resources

Look into government aid, local nonprofits, and food banks if you need help with housing, food, or bills.

10. Reach Out

Talking to someone can ease emotional burden. Your EAP or assistance program offers support with both finances and stress.